Научные исследования экономического факультета. Электронный журнал.

Ключевые слова

A110ANCEAC100CMSCOVID-19COVID-19.Clusters as a Mechanisms of Governance Discrete Structural AlternativeD210D230D240D330D43Digital economyDynaCont-IIEconomic Policy KnotsFamily Violence against Women in Modern RussiaH110K130K21K23K32L11L190L290L310L41L51Market Development and Political EconomyModeling of Development Indicators for Russian Energy Resources MarketsN700O19O330O340O43Opening Address of the Editor-in-ChiefQ330Q51Q55Q56Q57Q58Relevant Aspects of Determination of Efficiency and Effectiveness of Marketing DepartmentSQLScientific Research of Faculty of Economics. Electronic Journal. 2020. Volume 12.Scientific Research of Faculty of Economics. Electronic Journal. 2021.Volume 13Scientific researches of faculty of economics. Electronic journal.Site newsSpecific of Mergers and Acquisitions in Russian Federation. Management ApproachUTFagri-food exportantitrust policyartificial intelligencebig databrand position-ingbrand valueclustercompany’s strategycompetition policyconscious consumptiondmoeconomic growtheconomic theoryeffectivenessefficiencyenvironmental economicsethical consumptionexchange rateexport restrictionsfamily violencefiscal policygendergeneration Ygeneration Z.hybridinflationinstitutional arrangementslabor marketmachine learningmarket concentration.market developmentmarketing budgetmonetary policynational economic modelpolitical economyprojectsquotationregulationregulatory impact assessmentsocio-demographic characteristicstariff regulationtaxi services marketантимонопольная политикаинтеллектуальный капиталискусственный интеллектмашинное обучениеметодологияполитическая экономияцифровая экономика20092010

Victor A. Bryzgalin, Anton V. Zolotov, Elena N. Nikishina, Nadezhda A. Pripuzova Prospects for the Development of Financial Literacy Programs

DOI: 10.38050/2078-3809-2022-14-1-7-18


Financial literacy programs have been actively implemented in Russia and the world over the past twenty years. At the same time, the effectiveness of such programs (and, therefore, the need for their implementation) is sometimes questioned. The purpose of this article is to highlight the key areas of development of financial literacy programs based on an analysis of the accumulated experience and research conducted in this area. We show that causal studies confirmed the presence of positive effects of financial literacy programs. Standard financial literacy courses have limited effects on financial behavior due to psychological traits, but this can be fixed by using behavioral interventions. Financial well-being and financial stability (more complex phenomena that characterize the well-being of people) are promising areas for future research.

Keywords: financial literacy, behavioral economics.

JEL: G53.

For citation: Bryzgalin, V.A., Zolotov, A.V., Nikishina, E.N., Pripuzova, N.A.(2022) Prospects for the Development of Financial Literacy Programs. Scientific Research of Faculty of Economics. Electronic Journal, vol. 14, no. 1, pp. 7-18. DOI: 10.38050/2078-3809-2022-14-1-7-18