Dmitry Yu. Zhdanov Foundations and Prospects of Competitive Money Supply in the Context of Digital Transformation

DOI: 10.38050/2078-3809-2025-17-1-7-21

Abstract

This study examines the foundations and prospects of competitive money supply in the context of digital transformation. The relevance of this topic is due to the fact of rapid development of digital technologies, as well as such innovative phenomena of the financial world as cryptocurrency, which is becoming an increasingly significant element of the financial system. The study incorporates such deep issues of economic theory as the essence and functions of money, correlating them with modern processes of digitalization of the economy. The author concludes that the prospects for a competitive money supply in the context of digital transformation depend on many factors, including technological innovations, regulatory policies and changing consumer needs, and technological innovations such as digital currencies, blockchain technologies, mobile payments and fintech startups are changing the landscape of the financial sector.

Keywords: money, functions of money, monetary system, digital transformation, cryptocurrency.

JEL: E42, E52, F24, P44.

For citation: Zhdanov, D. Yu.  (2025) Foundations and Prospects of Competitive Money Supply in the Context of Digital Transformation. Scientific Research of Faculty of Economics. Electronic Journal, vol. 17, no. 1, pp. 7-21. DOI: 10.38050/2078-3809-2025-17-1-7-21

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